Privacy Policy

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Effective Date: 10/25/2025 | Compliant with NJDPA, DE, PA Privacy Laws & Federal Regulations

Our Privacy Commitment

LDA Capital Funding respects your privacy rights under New Jersey's Data Privacy Act (effective January 15, 2025), Delaware's Personal Data Privacy Act, Pennsylvania privacy laws, and federal regulations. This Policy explains how we collect, use, and protect your information.

Information We Collect

• Personal Identifiers: Name, phone, email, address
• Property Information: Address, ownership details, condition
• Communication Data: Messages, inquiries, preferences
• Technical Data: IP address, browser type, pages visited (no tracking cookies)
• Transaction Information: If you work with us, contract details and payment records

How We Use Your Information

• Providing property evaluations and market analysis
• Scheduling appointments and following up
• Sending educational resources about real estate
• Responding to inquiries
• Improving our services
• Complying with legal obligations

Your Privacy Rights (Enhanced for NJ, DE, PA Residents) Under state privacy laws, you have the right to:

• Access: Request a copy of your personal data
• Correction: Fix inaccurate information
• Deletion: Request we delete your data (with legal exceptions)
• Portability: Receive your data in a portable format
• Opt-Out: Stop sale/sharing of personal data (we never sell data)
• Non-Discrimination: We won't penalize you for exercising rights

To Exercise Your Rights: Email: info@ldacapitalfunding.com or call (908)882-0902. We'll respond within 45 days (NJ requirement).

Data Protection & Security

• SSL encryption for all data transmission
• Secure servers with access controls
• Regular security audits
• Employee training on data protection
• Incident response procedures
• Data breach notification within 72 hours (as required)

Third-Party Sharing We only share your information:

• With your explicit consent
• To comply with law enforcement or legal process
• With service providers under strict confidentiality agreements
• To protect rights, safety, or property
• We NEVER sell personal information

Data Retention

• Active inquiries: 3 years from last contact
• Completed transactions: 7 years (legal requirement)
• Marketing communications: Until opt-out
• You may request deletion at any time

Email Communications

• Frequency: 1-2 emails monthly with market updates and resources
• Content: Property insights, educational materials, company updates
• Opt-Out: Every email includes an unsubscribe link
• CAN-SPAM Compliance: Clear sender info, subject lines, and physical address
• No Sharing: Your email is never sold or shared for marketing

Children's Privacy We don't knowingly collect data from anyone under 18. If we discover such data, we delete it immediately.

State-Specific Provisions

• New Jersey: Compliant with NJDPA including data minimization and purpose limitation
• Delaware: Following DPDPA requirements for transparent data practices
• Pennsylvania: Adhering to PA privacy protection standards

Changes to This Policy We'll notify you 30 days before material changes via email or website notice.

Contact Our Privacy Team LDA Capital Funding, LLC
[Your Business Address]
Chief Privacy Officer: [Name]
Email:info@ldacapitalfunding.com
Phone: [Your Phone Number]

For complaints, you may also contact:

• NJ Division of Consumer Affairs
• DE Department of Justice
• PA Office of Attorney General

Accessibility This policy is available in alternative formats upon request.

If you have any questions about this policy or your data, please reach out to:

LDA Capital Funding, LLC

📧 info@ldacapitalfunding.com

📞 (908)-882-0902